Privacy Policy

Effective Date: July 25, 2025

GnariPro Inc. (“GnariPro,” “we,” “us,” or “our”) is fully committed to protecting the privacy and confidentiality of the personal information of our clients, website visitors, service partners, and anyone interacting with our business. This Privacy Policy provides a detailed explanation of how we collect, use, disclose, manage, and safeguard your personal information in strict compliance with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) and all relevant provincial privacy laws.

1. Information We Collect

We may collect a variety of personal information, depending on your relationship with us and how you engage with our services. This includes:

• Full name and preferred contact details (email address, telephone number, mailing address)
• Business or corporate name, physical address, and registration details
• Financial information, such as bank details, billing history, and payment preferences
• Government-issued identification documents for identity verification purposes
• Information collected automatically when visiting our website, such as IP address, browser details, access times, pages viewed, and referring URLs
• Communication logs, client inquiries, and feedback

We are committed to collecting only the personal information necessary to deliver our services effectively, ensure regulatory compliance, and improve your overall experience with GnariPro.

2. How We Use Your Information

The personal information we collect is used to support a range of activities and business functions, including but not limited to:

• Delivering, maintaining, and enhancing our factoring and financial services
• Conducting identity verification, fraud prevention, and credit risk assessment
• Managing client accounts, invoicing, and collections
• Responding to customer inquiries, support requests, and service feedback
• Providing important service updates, policy changes, or notifications
• Sending newsletters, promotional content, and marketing communications, if you have opted in
• Meeting all applicable legal, regulatory, and contractual obligations

3. Consent

Before collecting, using, or sharing your personal information, we will obtain your informed consent, except where otherwise required or permitted by law. Consent may be express (written, verbal, or electronic) or implied (through your actions or continued use of our services). The level and type of consent we seek may vary based on the sensitivity of the information and the purpose for which it is being collected.

You may withdraw your consent at any time, subject to legal and contractual restrictions. We will inform you of any implications of such withdrawal.

4. Sharing of Information

We take great care to ensure that your personal information is not misused. While we do not sell or rent your data to third parties, we may share information in the following situations:

• With carefully selected third-party service providers and partners who support the operation of our business (e.g., payment processors, hosting providers, data analytics firms), under binding confidentiality agreements
• With government authorities, regulatory bodies, or legal entities when required by law, regulation, court order, or to protect our legal interests
• With trusted business affiliates for legitimate business purposes, including audits or service delivery improvements, subject to privacy protection agreements

5. Data Storage and Security

We store your personal information securely in digital and physical formats. We employ robust security protocols including encryption, access controls, firewalls, and regular security assessments to ensure your data is safe from unauthorized access, loss, or misuse. Our personnel are trained to handle data responsibly, and we restrict access to information on a need-to-know basis.

We retain personal information only as long as it is necessary to fulfill the purposes for which it was collected or to comply with legal and regulatory requirements. When no longer required, the data is securely deleted or anonymized.

6. Your Rights

As a Canadian resident, you have the following rights under PIPEDA:

• The right to access your personal information held by us
• The right to request corrections or updates to inaccurate or incomplete data
• The right to withdraw consent for the continued use or disclosure of your information (subject to legal limitations)
• The right to challenge our compliance with PIPEDA

To exercise these rights or request more information about your data, please contact our Privacy Officer at [info@gnaripro.com]. We will respond to all valid requests in a timely manner.

7. Cookies and Tracking Technologies

Our website uses cookies and other tracking tools to improve your browsing experience, analyze traffic patterns, and understand user behavior. Cookies help us personalize content, remember user preferences, and improve functionality. By using our website, you agree to our use of these technologies.

You can manage your cookie preferences through your browser settings or opt out of certain tracking by adjusting privacy settings. However, disabling cookies may impact your ability to access some website features.

8. Third-Party Websites and Links

Our website may contain hyperlinks to external websites, tools, or platforms that are not operated by GnariPro. We are not responsible for the content, privacy practices, or data protection policies of those third-party sites. We recommend reviewing their respective privacy policies before providing any personal information.

9. Policy Updates and Revisions

We may revise this Privacy Policy periodically to reflect changes in our services, operations, or legal obligations. Any updates will be posted on this page with a revised “Effective Date” noted at the top. We encourage users to review this page regularly to stay informed about how we protect your information.

If the changes are significant, we may also notify you through email or direct communication.

10. Contact Us

If you have any questions, concerns, or complaints about this Privacy Policy, our data handling practices, or your rights under Canadian privacy law, please contact:

Privacy Officer
GnariPro Inc.
Email: info@gnaripro.com
Website: https://www.gnaripro.com

We take all privacy-related inquiries seriously and will work diligently to address and resolve your concerns.

By accessing our website or using our services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your personal information in accordance with its terms.